AnyTime News 
Northeast Rural Banks Post ₹560 Crore Net Profit for FY 2025-26; GNPA Hits Decade Low
– Pooja Srivastava, Anytime News Network
. A high-level regional review meeting of the Regional Rural Banks (RRBs) of the Northeast region was held today in Agartala, Tripura. Chaired by the Secretary of the Department of Financial Services (DFS), the meeting saw the participation of Chairpersons from seven Northeastern RRBs, senior officials from Public Sector Sponsor Banks, and representatives from NABARD. The primary focus of the meeting was to review the business performance and the progress of various central and state government financial schemes in the region.
Impressive 34% Growth in Net Profits
During the review, it was revealed that the RRBs in the Northeast have delivered an outstanding financial performance in the financial year 2025-26. These banks have registered a provisional consolidated net profit of ₹560 crore, marking an impressive growth of 34 percent compared to the previous fiscal year. In another major financial milestone, the Gross Non-Performing Assets (GNPA) of these banks have dropped significantly to 4.9 percent, which is the lowest recorded figure in the last decade, indicating robust asset health.
Focus on Digital Expansion and Deep Financial Inclusion
Lauding the performance, the DFS Secretary emphasized that the core strength of RRBs lies in their deep penetration into rural pockets and the immense trust they enjoy among the local population. Moving forward, the Secretary highlighted that the biggest challenge for these institutions will be expanding digital banking infrastructure. Sponsor banks were directed to provide necessary technical assistance and IT resources to these rural banks. Furthermore, to ensure complete financial inclusion in unbanked areas, RRBs have been asked to expand their Business Correspondent networks and facilitate loans for establishing full-fledged branches.
Extensive Footprint Across 105 Districts
The seven RRBs operating in the region have expanded their network tremendously, spanning across 105 districts in 7 Northeastern states with over 887 branches. Notably, more than 92 percent of these branches are located in rural and semi-urban areas, serving as the financial backbone for the remote populations of the Northeast by diversifying credit portfolios and boosting the rural economy.
